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Arizona Buyer Pre-Qualification

Seller Resources/Buyer Financing

Arizona Pre-Qualification

Is your buyer ready to buy?

Most Arizona offers include the Arizona REALTORS® Pre-Qualification Form, completed by the buyer’s lender. It’s your first look at how solid the financing is, and I review it with every offer.

What the Form Tells You

Lender & loan officerWho’s making the loan, with license and NMLS numbers, so I can call them.
Loan type & amountConventional, FHA, VA or USDA, and the amount the buyer is pre-qualified for.
What’s been reviewedWhether the lender has pulled credit and reviewed income and asset documents.
Key reliancesWhether the buyer needs to sell a home, needs seller concessions or uses down payment assistance.

What I Check on Every Offer

  • The pre-qualified amount covers the price and the buyer’s planned down payment
  • Credit, income and assets have been reviewed, not just self-reported
  • Any reliance on selling another home or on seller concessions
  • A call with the loan officer about the buyer’s file and timeline
  • The lender’s reputation for closing on time

Comparing Offers

A slightly lower offer with strong financing can be the better choice. I’ll compare each offer’s financing, timeline and terms side by side.

Sample Forms

Blank Arizona REALTORS® samples for reference. We’ll complete the current version together.

Pre-Qualification Form sample

Pre-Qualification FormUpdated Feb 2017 · 1 pageCompleted by your lender and attached to your offer.View sample (PDF) →

Unfamiliar term? Browse the Real Estate Glossary →

Next →Buyer Loan Types

Thinking about selling?

Call or text me anytime. I’ll walk you through every step and every document, from listing to closing.

Your Home’s ValueCall 602-717-4838

General information only. A pre-qualification is not a loan commitment; the buyer’s loan remains subject to underwriting and appraisal.