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HOA addendum

Buyer Resources/Contracts & Addenda

HOA Addendum

Buying in a community with an HOA.

Most Arizona neighborhoods and condos have a homeowners association. The H.O.A. Condominium / Planned Community Addendum shows the association’s dues and fees up front, sets who pays which fees at closing, and starts your review of the HOA’s documents.

How the Addendum Works

01Seller’s noticeAt listing, the seller fills in the HOA and any master association, contacts, dues, special assessments and fees due at closing.
02Your offerYou choose who pays transfer fees, capital improvement fees and any other fees on page 3 of the addendum.
03HOA documentsAfter acceptance, you receive the documents Arizona law requires, from the seller or the association.
04Your reviewYou have 5 days after receiving the documents to give written notice of anything you disapprove.

Fees Payable at Close of Escrow

Transfer feesCharged by the association(s) to transfer title. Who pays is negotiated in your offer.
Capital improvement feesAlso called reserve, working capital or enhancement fees. Who pays is negotiated in your offer.
Prepaid association feesDues and assessments paid in advance. The buyer pays these.
Disclosure feesThe association’s cost to prepare resale documents. The seller pays, and Arizona law caps them at $400 per association, plus limited update and rush fees.

Documents You’ll Receive

  • Current bylaws, rules, recorded declaration (CC&Rs) and plat
  • Minutes from the board’s last three open meetings
  • A dated statement of dues, special assessments, unpaid amounts and any violations on the home
  • The current budget, latest financial statement, audit or review, and reserve study
  • A summary of pending lawsuits involving the association

Timing: in associations with fewer than 50 units, the seller provides the information within 10 days of acceptance. In larger associations, escrow notifies the HOA within 5 days and the HOA has 10 days to provide it.

Good to Know

Any HOA assessment that is a lien as of closing is paid in full by the seller; assessments that become a lien after closing are the buyer’s. Fee amounts can change once the association provides its official disclosure, so we confirm them during escrow. In a financed purchase, you pay any lender fees to obtain HOA documents.

Sample Forms

Blank Arizona REALTORS® samples for reference. We’ll complete the current version together.

HOA Addendum sample

HOA AddendumUpdated Sep 2026 · 3 pagesSeller’s notice of HOA information and fees.View sample (PDF) →

Unfamiliar term? Browse the Real Estate Glossary →

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General information only, not legal advice. Based on the Arizona REALTORS® H.O.A. Condominium / Planned Community Addendum (September 2026); your signed addendum and contract control.